lower cost financial advice 2
https://feeonlyadvisoryfirmsnest.brightpathdigest.com/posts/why-fee-only-advisory-firms-are-reshaping-financial-planning
I've been looking for lower cost financial advice lately, not the fancy planners who charge a fortune. My neighbor uses a flat-fee advisor who doesn't push products—just gives hourly guidance on budgeting and investing. It's practical stuff, like how to avoid unnecessary fees and prioritize debt. No high-pressure sales, just straightforward help that doesn't cost an arm and a leg.