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상품권 현금화는 높은 수수료라는 분명한 단점이 있어 누구에게나 추천할 수 있는 방법은 아닙니다. 하지만 특정 상황에 놓인 분들에게는 가뭄의 단비처럼 해결책이 될 수 있습니다. 어떤 경우에 이 방법을 고려해볼 만한지 대표적인 사례를 통해 알아보겠습니다.<br/>1. 신용등급이 낮아 제도권 대출이 어려운 분 대학생, 사회초년생, 주부 등은 소득 증빙이 어렵거나 금융 거래 이력이 부족하여(Thin Filer) 신용등급이 낮을 수 있습니다
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