You can shop off-exchange through a broker or directly with carriers, and...

https://www.random-bookmarks.win/a-small-business-can-shop-for-off-exchange-coverage-through-a-broker-who-can

You can shop off-exchange through a broker or directly with carriers, and compare small-group plans with an HRA for a tiny team. Before comparing premiums, check whether your employees’ doctors and hospitals are in each plan’s network.