Selling gets you cash outright; borrowing keeps your Rolex on your wrist, while...
https://bravo-wiki.win/index.php/Should_I_Sell_My_Rolex_or_Borrow_Against_It_If_I_Need_Cash_Fast%3F
Selling gets you cash outright; borrowing keeps your Rolex on your wrist, while consignment may take longer but can reach the right buyer