Lifetime cover is the gold standard for avoiding massive vet bills, but...

https://www.telford-live.com/2026/04/ad-how-to-choose-dog-insurance-in-the-uk-and-where-to-start/

Lifetime cover is the gold standard for avoiding massive vet bills, but premiums are hitting record highs in 2026. A single cruciate repair now often exceeds £5,000, and providers bank on your loyalty to push prices up at renewal. Don't just auto-renew