If you’re a San Diego Rolex owner considering a loan, ask for the full payoff...

https://technivorz.com/can-i-sell-a-rolex-without-papers-and-still-get-a-fair-offer/

If you’re a San Diego Rolex owner considering a loan, ask for the full payoff schedule first. A $10,000 loan at $275 a month in interest adds up quickly. Compare the cost with selling, and document your watch before handing it over.