1. Look, I thought I was covered, but when my roof got damaged, my agent asked when I last reviewed my policy—I realized it had been 6 years! Turned out, the depreciation on shingles meant I got less than I hoped. Lesson learned, I’m reviewing annually now.

https://oscar-wiki.win/index.php/How_a_10-Minute_Kitchen_Fire_Turned_an_1,800_sq_ft_Home_into_a_Smoke-Contamination_Claim

1. Look, I thought I was covered, but when my roof got damaged, my agent asked when I last reviewed my policy—I realized it had been 6 years! Turned out, the depreciation on shingles meant I got less than I hoped